CONTACTS 
0202 - Murphy, McNay, Davis Law Offices     916 446 6462                                                                                                                  O-00000726 0103
020201 - Ms. Madeline Davis, Esq.                                                                                                                                         O-00000726 0103
020202 - mkdavis@m-mlaw.com                                                                                                                                               O-00000726 0103

SUBJECTS
Kathleen and Bob

0403 -    ..
0404 - Summary/Objective
0405 -
040501 - Follow up ref SDS 22 0000, ref SDS 19 0000.
040502 -
040503 - Since surgeon asked Kathleen to meet this morning at the hospital,
040504 - Patty attended the meeting on estate planning.  Counsel reviewed
040505 - family documentation submitted by Patty during the meeting, and made
040506 - recommendations to protect Bob's rights to file for medicare
040507 - disability coverage.  She submitted letters on actions yesterday, and
040508 - will send a letter confirming advice today. Patty was also given a
040509 - services agreement letter on counsel's fees.  Counsel provided
040510 - referral for medicare filing support.
040511 -
040512 -
040513 -
040514 -
0406 -
0407 -
0408 - Discussion
0409 -
040901 -  ..
040902 - Counsel Advised Family on Estate Planning and Medicare Application
040903 -
040904 - Madeline advised that she received the fax of the letter, ref DIP 9
040905 - 0001, and linked records for 991102 and 991104, per telecon this
040906 - morning. ref SDS 21 4134
040907 -
040908 - Madeline has not yet read the record, but is generally aware of the
040909 - contents from our discussion this morning. ref SDS 21 8066
040910 -
040911 - She will review the record in finalizing advice in the period ahead.
040912 - ..
040913 - She has given Patty a letter addressed to Bob and Kathleen that
040914 - confirms the work yesterday, ref SDS 19 3036, and that she recommends
040915 - a follow up meeting with Bob and Kathleen after he recovers from
040916 - surgery next week or as soon as possible.
040917 -
040918 - Madeline will submit to me the computer file of the letter via email,
040919 - when she returns next week.
040920 -
040921 - Madeline submitted a second letter to Patty for delivery to Kathleen
040922 - and Bob on fee schedule for legal work by MMD.
040923 - ..
040924 - Madeline has concluded from preliminary review of the documents
040925 - Patty delivered this morning that all of the assets of the inheritance
040926 - are Bob's sole property, which will pass to Kathleen upon his demise.
040927 - (see question 1 below, ref SDS 0 0540)
040928 - ..
040929 - She has written a third letter to Kathleen and Bob advising that
040930 - no distribution of family assets should occur, including from
040931 - inheritance, until determination is made on retroactive eligibility
040932 - for medicare coverage due to disability, based on the record from
040933 - 991103. ref SDS 17 4866
040934 -
040935 -    [In another record Patty advised her dad of counsel's
040936 -    recommendation. ref SDS 21 4292]
040937 -
040938 -    [On 991107 family received letter from CMISP demanding audit of
040939 -    assets in connection with payment of medical expenses. ref SDS 23
040940 -    4866]
040941 -
040942 - We reviewed following issues...
040943 -        ..
040944 -    1.  What duties and entitlements arise from the documents
040945 -        Patty submits today on behalf of Bob and Kathleen, with respect
040946 -        to management of family assets, including inheritance?
040947 -
040948 -        Who is responsible for what?
040949 -
040950 -        What demands can Dick make, if any?
040951 -
040952 -        (see discussion above. ref SDS 0 2538)
040953 -
040954 -    2.  If Dick dies before Bob, what obligations arise on allocation
040955 -        of remaining inheritance assets?
040956 -
040957 -        Do the documents support a finding that Dick's estate would
040958 -        include any portion of inheritance assets?
040959 -
040960 -        (It initially appears not, per above. ref SDS 0 2538)
040961 -
040962 -    3.  If Bob dies before Dick, what entitlements arise from the
040963 -        inheritance assets?
040964 -
040965 -        Who is responsible for managing the inheritance assets?
040966 -
040967 -        (Initially appears that Kathleen is sole beneficiary.
040968 -        ref SDS 0 2538)
040969 -
040970 -    4.  If there was a pattern and practice of distributing nominal
040971 -        amounts of inheritance assets, is this grounds to continue that
040972 -        practice as the sole requirement to meet obligations of Bob's
040973 -        fiduciary responsibility, if any?
040974 -
040975 -        (Initially counsel advises distributions should be deferred
040976 -        until Bob recovers enough to meet with counsel again, and
040977 -        medicare eligibility is determined. ref SDS 0 3698)
040978 -
040979 -
040980 - Madeline feels these issues have been considered this morning, and
040981 - there will be continuing review, as reflected in the letters to the
040982 - family submitted today.
040983 -
040984 -
040985 - ..
040986 - Strategy --
040987 -
040988 -    Dick needs to be informed about Bob's condition, so he can meet
040989 -    with his brother as soon as possible, since Bob can pass away at
040990 -    any time now.
040991 -
040992 -        [In another record provide talking points for calling Dick.
040993 -        ref SDS 21 0900]
040994 -
040995 -       Madeline has not contacted Dick, because his address is not
040996 -       available this morning.
040997 -
040998 -       Patty will do this later today, per discussion this morning?
040999 -       ref SDS 22 0432
041000 -
041001 -       If Dick has any questions he can call Madeline???
041002 -
041003 -    The estate planning lawyer advised that distribution of all funds
041004 -    be deferred until a review is made of family assets and medicare
041005 -    disability filing is made.  Counsel recommends further consultation
041006 -    with the family after Bob's release by the doctor for normal
041007 -    transactional activity.  Initial post-surgery trauma evidenced by
041008 -    events last night, ref SDS 21 8769, and the surgeon's decision to
041009 -    deviate from standard practice, ref SDS 21 3182, will be
041010 -    recognized.
041011 -
041012 -    The lawyer met with the family at the hospital before Bob's
041013 -    surgery and made preliminary plans.
041014 -
041015 -    It is expected that next week or the week after, on advise of the
041016 -    doctor, counsel will meet with Bob and Kathleen to review estate
041017 -    planning issues.
041018 -
041019 -    If Dick needs financial support, Counsel advises past practice of
041020 -    payments are appropriate and would not likely affect the medicare
041021 -    review.
041022 -
041023 - ..
041024 - Madeline will call Trudy Nearn to see if she can help with the
041025 - medicare issue, or provide referrals.
041026 -
041027 - Madeline gave following additional referrals on medicare support...
041028 -
041029 -
041030 -                Sharon Hoyle         916 729 1520
041031 -
041032 -                James A Walker       530 889 0441
041033 -
041034 -
041035 -     [On 991110 James Walker called back. ref SDS 25 3966]
041036 -
041037 -
041038 -  ..
0411 -
0412 -
0413 - 1759 Patty called
0414 -
041401 - When Patty called to explain progress notifying Dick about his brother
041402 - and advice from counsel on deferring payments pending medicare
041403 - disability determination, ref SDS 21 4292, per meeting with counsel
041404 - above, ref SDS 0 3698, Patty said that the check from the account
041405 - manager which Bob discussed on 991102, ref SDS 16 4420, has not yet
041406 - been received.
041407 -
041408 - This may reflect the 3 days or so required for a transaction to
041409 - convert stocks into cash, and then prepare a mailing.
041410 -
041411 - If the check has not been received by Monday, further inquiry can be
041412 - made.
041413 -
041414 -     [On 991108 Kathleen received check. ref SDS 24 2580]
041415 -
041416 - They have received an acknowledgement that the account has been
041417 - transferred to a joint signature account per work yesterday.
041418 - ref SDS 19 1560
041419 -
041420 -     [On 991108 Kathleen received joint tenant account document to
041421 -     sign. ref SDS 24 2666]
041422 -
041423 -
041424 -
041425 -
041426 -
041427 -