June 14, 2001

02 03 08 61 01061401

via Federal Express


MBNA
Attn: PDP (Shari Swed)
1000 Samoset Drive
Wilmington, DE 19884-2231

Subject:	MBNA Payment on Account
	5329 0319 9730 1864

Dear Shari,

Confirming our telecon today, enclosed is check #2424 in the amount of $200 for the May and June installments, per our agreement on May 8, 2001. Please post your accounts accordingly.

Please note the address you provided today is different from the address you gave on May 8. Payment is therefore being mailed to the address you provided today.

Sincerely,

THE WELCH COMPANY

Rod Welch
rowelch@attglobal.net