Maryland Bank, NA
P.O. Box 15019
Wilmington, DE 19891
USA


December 5, 2000


Mr. Rod Welch
rowelch@attglobal.net
The Welch Company
440 Davis Court #1602
San Francisco, CA 94111 2496

Subject:   Account Inquiry
Account No. 5329 0311 6100 4195
Credit Line $22,200


Your inquiry about your account has been received. We are researching it, and will contact you within two weeks.

If you have any questions, please call 1 800 421 2110. We are at your service 24 hours a day, seven days a week.

Sincerely,



Michele Ownsby
Customer Satisfaction Department