I hae reviewed the data on your diskette for the interest calculation and the annual chedking account activity. The data you provide is in an excellent form for tax return preparation. Therefore I don't have any suggestiojs for changes in that ares. However, using a spreadsheet may be time consuming from your standpoint on data entry. A number of our clients use "Quicken" as a check register program. You may want to explore this program for your own use and teh reports it generates are useful to us to the same extent as your spreadsheet printout.

Mr. Edmond E. Traille Partner